Leverage Your Investments, Fund Your Goals
Access funds quickly and securely while retaining ownership of your shares and mutual funds. Flexibility, transparency, and competitive rates—everything you need to succeed.
What is a Loan Against Shares & Mutual Funds?
Your investments are valuable not just for returns but for unlocking financial potential.
A Loan Against Shares (LAS) or Mutual Funds (LAMF) allows you to access liquidity by pledging your equity shares or mutual fund units as collateral. You retain ownership and enjoy the benefits of your investments while meeting your financial needs.
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Benefits of Loan Against Shares & Mutual Funds
Retain control, enjoy flexibility, and meet your financial goals without selling your assets.
Quick Liquidity
Get access to funds in no time without selling your shares or mutual funds.
Retain Ownership
Enjoy capital appreciation, dividends, and other benefits while keeping your investments intact.
Flexible Tenure
Choose a repayment plan that fits your financial situation.
Cost-Effective
Competitive interest rates and no need to liquidate investments unnecessarily.
Transparency
Clear terms with no hidden charges.
How it Works
Simple steps to turn your investments into instant funds.
Pledge Your Shares/Mutual Funds
Submit the required documents and pledge your investments with us.
Get Loan Approval
We assess your assets and approve the loan based on market value and LTV ratio.
Access Funds Quickly
Receive the loan amount in your account with no delays.
Repay as Convenient
Flexible repayment options allow you to clear your loan stress-free.
Loan Against Shares
Leverage your equity shares without losing ownership or
potential returns.
A Loan Against Shares (LAS) enables you to borrow funds by pledging your equity investments. The loan amount is determined by the market value of the shares and an RBI-compliant Loan-to-Value (LTV) ratio. Perfect for urgent needs like business expansion, education, or unexpected expenses, LAS helps you unlock liquidity while continuing to benefit from dividends and stock growth.
Loan Against Mutual Funds
Your mutual fund investments can do more than
grow they can empower.
A Loan Against Mutual Funds (LAMF) provides access to funds by pledging your mutual fund units. Whether for emergencies, investment opportunities, or personal needs, this product offers flexibility and cost-efficiency. The loan amount is based on the Net Asset Value (NAV) of your pledged funds, allowing you to keep earning returns while meeting immediate financial goals.
Why Choose Us for Your LAS/LAMF Needs?
Your trusted partner in securing your financial future
Seamless Process
Streamlined application and disbursement for a hassle-free experience.
Customer-First Approach
Tailored solutions and flexible repayment options to suit your needs.
Safe and Secure
Your pledged shares and mutual funds are handled with utmost care and compliance.
Transparency Guaranteed
Your pledged shares and mutual funds are handled with utmost care and compliance.
Eligibility and Documentation
Get started with minimal paperwork and simple eligibility criteria.
Eligibility
- Indian residents above 18 years of age.
- Holding dematerialized shares or mutual funds.
Documents Required
- ID and address proof (Aadhaar, PAN, etc.).
- Shareholding statement or mutual fund account details.
- Income proof
Frequently Asked Questions
Answers to your most common questions about LAS and LAMF.
Ready to Unlock the Value of Your Investments?
Don’t let your financial goals wait. Get started with a Loan Against Shares or Mutual Funds today.