Unlock the value of your assets.

Fast and secure loans against Gold, Shares, and Mutual Funds.

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Woman holding gold
  • Loans starting at just 9.9% p.a.
  • Zero Processing Fee
  • No Hidden Charges

*T&C Applied

Product overview

We provide innovative financial solutions tailored to your needs. Explore our range of services designed to help you unlock the potential of your assets effortlessly.

Gold Loan

  • Competitive interest rates
  • Quick loan disbursement
  • Safe and secure storage
  • Transparent
  • Minimal paperwork
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Gold Loan

Loan Against Shares & Mutual Funds

  • Quick disbursal
  • Flexible tenure
  • Flexible repayment options
  • Minimal paperwork
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Loan Against Shares & Mutual Funds

Why choose us

At Grand Finance, we understand your needs and believe in providing quick & hassle-free loans helping you achieve all your financial goals.

Quick loan

Quick loan disbursement

With minimal paperwork and quick services, we disburse your loan amount in no time.

No hidden

No hidden charges

We are very transparent. No hidden charges, no hidden clauses, just simple straightforward loans.

Safe

Safe & secure

Your asset is safe with us.

Flexible

Flexible repayments

With different plans, you have the flexibility to choose what suits you best.

How it works

We've made the process simple, fast, and transparent so you can access funds when you need them the most.

Quick Evaluation

Quick Evaluation

Fast KYC

Fast KYC

Loan Disbursement

Loan Disbursement

Frequently Asked Questions

Find quick answers to common questions about our services, processes, and policies.

FAQ
What are the schemes available for your loans and what are the interest rates?
We offer flexible schemes for Gold Loans, Loans Against Shares, and Loans Against Mutual Funds with competitive interest rates starting as low as 8.9% per annum. Rates and repayment options vary based on the loan type and tenure.
FAQ
What are the documents required to apply for gold loans?
You need a valid government-issued ID proof (Aadhaar, PAN, Passport, etc.) and address proof (Voter ID, Utility Bill, etc.). Additional documents may be required depending on the loan amount.
FAQ
What are the documents required to apply for Loan Against Shares and Mutual Funds?
You need ID and address proof along with a statement of your shareholding or mutual fund investments from your broker or depository. Our team will guide you through the additional paperwork if needed.
FAQ
How is the loan amount determined for gold loans?
The loan amount is calculated based on the purity, weight, and current market value of the gold you pledge, as per RBI regulations. You can get up to 75% of the gold's value, as per RBI norms.
FAQ
How is the loan amount determined for Loan Against Shares and Mutual Funds?
The loan amount depends on the market value of your pledged shares or mutual funds and the approved loan-to-value (LTV) ratio, which is typically up to 50%. The value of the assets and market volatility are key factors.
FAQ
How and where can I repay my loan/interest?
You can repay your loan or interest at any of our branches, through online payment portals, or via bank transfer. Flexible repayment options are available to suit your convenience.
FAQ
Is gold loan safe?
Yes, your gold is stored securely in highly protected vaults with advanced security measures and are also insured. We ensure complete safety and transparency throughout the loan process, so you can borrow with confidence.